Turn north off SH10 onto Inland Road (turnoff to Karikari Peninsula is very well sign-posted). Continue north through Tokerau Beach, and continue along Matai Bay Road. At the road end turn right towards the Maitai Bay Campsite, and drive to any of the road ends. From here it's an easy walk down to the coast.
The coastline between the sandy beaches is quite rocky and requires some caution. It is best to visit the area around low tide.